Gary rejecting milk milk

This season comes to visit me again, my son is rejecting milk milk. His milk intake is only once in the morning and the evening, it's already very little i would say.Now it's reduced to less than half of his daily intake, luckily he wants water, and keep asking for drinking water.

This seems to happen every few months, and now this season become longer than usual,and i started to get worry.Everytime i handed him milk milk , he will knod his head to give me a "YES" signal, but after he took a few sips, he will throw back the bottle to me, not even 2 oz he have taken.Then i started new trick, use his leftover milk milk to make cereal for him. At first he likes it and finished all, but now ....guess he is getting bored already with the cereal.

I'm running out of idea now,guess i have to really starve him then only he will come to me asking for milk milk.

People around me telling me this is normal for kids started to walk, coz they find is more interesting than the white thing!


I hope very soon the milk rejecting season will be over.

service sucks!!!

I believe those live in Malaysia dislike the troublesome procedure of EPF withdrawal to repay housing loan. A lot of documents and preparation are needed...
Everytime i went to to KWSP, i will sure ask:"Why it's so difficult to take my own money?" It's our money ,we have to right to withdraw for neccessary own use...Why we need to go thru all these nonsence procedure???

I have even worse experience now with C_t_Bank, a so-called well established overseas banking corporation. Their home loan service is sucks!!!!

Me and poo daddy made the request to get some endorsed legal documents from C_T_Bank (e.g. SnP, deed of assignment...etc), and you know what...They sent me only the house loan outstanding statement. Come on, should they be more professional???
The handle the EPF withdrawal process day in and out, and they should know what documents are needed and provide best advice.

I have already informed them this is my first withdrawal and KWSP need the list of documents and yet...This officer still sending reply like below.

I really want to !@#!#@#$@% when i see this reply, what kind of customer service is this???

I will not take the mortgage from this bank anymore!!





"Hi Madam,

Thanks for your mail.

As mentioned below, we - C_t_bank has simplified process with EPF office for withdrawal. We have linked system with EPF office nowadays, we will only certified thru copy on latest repayment statement for customer and customer just brings it to EPF office for withdrawal will do.

Hope this clarifies.

Thanks.

- - - --- - - - -- - - - -


-----Original Message-----
From: Loon Kha Yan
Sent: Wednesday, March 18, 2009 11:43 AM
To: Chew, Christine Cc
malaysia.customer.service@c_t_.com


Hi Christine,



I doubted your explanation. As far as I understand for first KWSP withdrawal we need to submit the following documents

1) Endorsed copy of SnP

2) Deed of assignment

3) Outstanding Bank loan statement.



We anticipate a better or I should say professional advice from C_t_bank mortgage team in order to process the KWSP Withdrawal, as a home loan officer , you should be clear what to advice the customer as you do processing the KWSP withdrawal day in and out!



I have made 2nd attempt to request for the above documents, and to my surprise, I only received the bank statement “again”. I really disappointed to C_t_bank Home Loan dept, this is obviously unprofessional service that I’m obtaining. I have been wasting more than 1.5 months to wait for the documents to reach me.



As a customer, I seriously not happy to the service that I’m getting today and will not recommend any of my friends to engage with C_t_bank home loan till we see a further improvement in service to home loan customer!







Best Regards,

KhaYan, Loon


--------------------------------------------------------------------------------

From: Chew, Christine Cc Sent: Wednesday, March 04, 2009 3:22 PM
To: LOON,KHA-YAN
Subject: RE: Flexi HomeLoan Acc No:
Importance: High



Hi Mr Wong,



Thanks for your mail.



FYI. We have simplified process with EPF office for withdrawal. We have linked system with EPF office nowadays, we will only certified thru copy on latest repayment statement for customer and customer just bring it to EPF office for withdrawal will do. Normally EPF office will take approx 3 weeks - 1 month for the withdrawal.



And I've checked with the front desk's record that you have requested 2 copies of repayment record from the form ticked previously. RM 10.00 per pc.



Hope the above clarifies.



Thanks.



-----Original Message-----
From:
Sent: Wednesday, March 04, 2009 11:34 AM
To: Chew, Christine Cc
Subject: Flexi HomeLoan Acc No:

Christine,



Recently, following advice from one of your personnel handling my loan (David) I went to Level 10 Mortgage department to request all the related documents for EPF withdrawal to reduce homeloan. The front desk gave me a form to fill in my particulars and address. She also reminded me that RM20 fee will be charged to my loan account and the parcel is expected to arrive within 2weeks time. As I will not be around for the coming months due to business trip, my wife received the documents. To my surprise, there is only bank statement inside the envelope received.



I’m not sure how the confusion came about and I have stated clearly that I wanted the supporting documents to reduce my loan through EPF withdrawal. I would assume the bank should know the procedures on how and what to be presented to the EPF department for this purpose. Can you help to verify on this as I do not intend to pay RM20 for only 3 copies of bank statement.



Rgds,

Wong

Gary starts walking like drunken master

Lately very busy at work,can't finished my work in the office,some more need to bring back to work at night :(
Why recently so busy? Guess people in US and Europe are afraid of loosing job, their job is at risk, so the sales people are more aggressive in visiting customers to get orders,partly is also ordering trend is very short turn order, it means they hope to get orders very soon after the orders are loaded in.me, as a marketeer, busy is replying customer request,prepare quotation....bla..bla...bla..

OK, forget about work...focus on my son...kekeke..

Gary Started to walk free hand 2 weeks ago,one week after he turned to 13 months.What was the feeling? So touched..I'm not the one who discoverd that he was walking free hand, my maid told me...She said"Look at him, he walk free hand now" and that time Gary was walking out from the kitchen , claping his hands...My tears started coming out from my eyes....he walked 10 steps more then fall down....and i pull him up again, and he walked.The minute i saw it, i hug him tight in my arms...Never so happy before!!!The feeling is as strong as he was borned.

Poo Daddy also got tears formed in his eyes when he first saw the video of Gary starts walking.I amazed with the strong bonding between the father and son, though they are apart.I believe this is an unexplanable fact scientically.

Home Farming

I have started to set up a small farm at my back yard, and after 3 weeks of effort..i got something growing in my little farm..


Kai-lan, one week old



Thai Basil, i put the Basil stems in to the soil, and it looks so healthy after one week


3 weeks old spring onion..



Choi Sum- 3 weeks old, will need to replant into better position,these are all seedlings.


Ladies Fingers- 3 weeks old, need to be segregated into individual pots.


Hopefuly another 30-50 days, i can start harvest..

13 months old Gary

It has been long time i did not talk about my little prince.
Today he will be turning 13 months, another milestone achieved...

What is the latest achivement of this little naughty fella?

• Points to things when asked
"Eyes..nose...mouth..fish...daddy."
• Responds to my instructions very well
"give your chut chut to mame", he hands over his pecifier
"knod his head to reply me when i asked "You want this?"
• Uses a spoon or fork,but most of the time the food fall from the spoon
• Matches lids with containers, his favourite activites
• Pushes and pulls toys while walking, he still do not dare to walk on his own which i start to worry....(Kiasu mum)
• Climbing, Do not walk but climb...what baby is this??
• Imitate others...
• Put his palm togther to do "拜拜" when he see statues of prayers
• Show tantrums when he is frustrated, beat people face

I'm giving him Enfagrow 2-3 times a day and breakfast with Pediasure,he likes Enfagrow more, maybe Pediasure is thicker and he feels full with it.In order not to waste the milk (it's expensive)i normally pour out his leftover milk and add in some cereal for him,since he likes solid food more than milk milk.
Oh yes,i'm giving him Galactis as a supplement, this is recommended by a pharmacist. It helps to boost his brain development and immune system. This is kind of DHA+AA+SA..kind of fish oil...it's in liquid form, smells very fishy, i can't stand the smell, but Luckily Gary is ok with it. Phew....

I feel a bit sad when i left him to baby sitter every working morning,but he looks happy, can't wait to get down from his car seat.Heard from baby sitter, he starts to know the clocking is ticking....every eveing after bath and his porridge time, he starts to make noise to go out from the house, it's time to go home :)

Lately if time persists, i will bring him to the playground to mix with other kids, let him see how "koko and ceh ceh" walk..run...and play. Hope with the influece of other big boys,he will be brave enough to move his first step without me holding his hands.

Boy, you gotta be brave!!!!